Evenings on the beach (para los hombres)
It can get very cold very quickly on the beach. The sun goes down and the heat just disappears, and being wet doesn't help things. Try one of these tops from Banana Republic to stay warm after sunset: a half-zip pullover ($20.99, size XXL only), or a track jacket ($24.99, all sizes).
(Does anyone else find it mildly creepy that often only the lower third of a model's face is shown? Either crop the photo so the whole head is gone, or leave the darn thing in! Sheesh.)